The Effect of Financial Calculations in the Nigerian Economy

It is true that tiny drops of water can make an ocean but time interval at which it drops and its consistency are the keys. No child becomes an adult within the space of one year. It takes several years of growth and development for that dream to become an obvious reality. One is not left in the dark on the effect of financial calculations in the economy except they’ve chosen to be intentionally blind to its truth.

The economy of a nation or a person can be affected in no small way by certain financial calculations like taxes,charges etc both positively and negatively depending on who receives and who gives. A nation involved in international trade have the responsibility of paying certain levies saddled on her shoulder, some of which might be too high and could possibly devalue her currency.

Business owners also owe it to certain government bodies to pay taxes at a fixed rate which might possibly increase with the fleeting of years and takes no consideration of the woes and fortunes of the business owner per time. Though it is a decent source of fund that can be cruel to those it is being sourced from,revenues are being generated when these funds are invested in certain sectors that have been known for wholesale delivery of bountiful returns,which in turn can serve as a means of giving back to the society and people who labour to make policies, enforce and carry it out in different strata of the working sector.

Continue reading The Effect of Financial Calculations in the Nigerian Economy

Nickzom Calculator Solves Future Value Calculations

According to Investopedia,

Future value (FV) is the value of a current asset at a specified date in the future based on an assumed rate of growth.

If, based on a guaranteed growth rate, a $10,000 investment made today will be worth $100,000 in 20 years, then the FV of the $10,000 investment is $100,000. The FV equation assumes a constant rate of growth and a single upfront payment left untouched for the duration of the investment.

According to Wikipedia,

Future value is the value of an asset at a specific date. It measures the nominal future sum of money that a given sum of money is “worth” at a specified time in the future assuming a certain interest rate, or more generally, rate of return; it is the present value multiplied by the accumulation function. The value does not include corrections for inflation or other factors that affect the true value of money in the future. This is used in time value of money calculations.

Nickzom Calculator+ (Professional Version) – The Calculator Encyclopedia has a Future Value Calculator this calculator requires certain parameters such as:

  • Number of Periods
  • Starting Amount
  • Interest Rate
  • Periodic Contribution
  • Contribution at the beginning or end of each payment.

Continue reading Nickzom Calculator Solves Future Value Calculations

Nickzom Calculator+: The Latest Trend In Solving Calculations

There is an ever-growing demand for problems and challenges to receive immediate solutions and prompt response. Society has become fast-paced, giving edge to only those who can raise their heads high and compete. The education world is not left out in this speed race. If ever there has been a push for students to perform calculations at a faster pace, it is now. One thing is sure though, in the clamour for speed, it is imperative not to sacrifice accuracy. These are two properties that must not be compromised, one for the other, because they go hand-in-hand.

Having identified the pressing need for an effective and efficient way to handle the series of calculations that plague science and engineering students, both in secondary and tertiary institutions, Nicholas Idoko, a young first-class graduate of Electrical Electronic Engineering from the Federal University of Technology Owerri, put on his thinking hat and leveraged his proficiency in programming to develop a software that provides ease and respite to anyone faced with the task of performing calculations in various fields of science and engineering.
On the 10th of April, 2018, Nickzom Calculator+ version 1.2.2 was launched. Basically, this software performs all your calculations and displays the step-by-step process taken to generate the answer. Complete with all the requisite scientific and engineering functions, the only requirement from the user is to input the correct parameters or variables for the specific mathematical operation, the problem solving process is then handled by the calculator. It is seamless, effective and highly efficient.

Nickzom Calculator+ can be deployed in over 20 fields in Physics such as: Electromagnetic Field, Electric Field, Gas Laws, Energy Quantization, Radioactivity, Equilibrium, Gravitational Field, Heat Energy, Machines, Elasticity, Simple A.C Circuit, Wave-Particle Behaviour, Energy and Power, Vector Resultant, Projectile, Motion, Pressure, Magnetic Field and Electrolysis.

In Mathematics, Nickzom Calculator+ boasts of the ability to accurately and speedily provide solutions in over 28 areas: Algebraic Identities, Logarithm, Factorial, Arithmetic and Geometric Progressions, Matrices, Complex Numbers, Partial Fraction, Mensuration, Pre-algebra, Pythagoras Theorem, Prime Numbers, Vectors, Surd, Permutations and Combinations, Simultaneous and Polynomial Equations, Indices, Sine, Cosine and Tangent Rule, Binomial Series, Longitudes and Latitudes, Compound and Simple Interests, Quadratic Equations, Surds, Statistics and much more.

Engineering is not left out. Nickzom Calculator+ can conveniently solve calculations in over 15 key areas: Calculus, Laplace Transforms, Linear Algebra, Linear Programming, Mechanics, Materials and Metallurgical Engineering, Microwave Analysis, Basic Electronic and Electrical Engineering, Chemical Engineering, Petroleum Engineering, Mechanical Engineering, Soil Mechanics and Ordinary Differential Equations.

There is more, this highly useful software offers users the ability to solve conversion related problems. Through its section called The Switches (Conversion), it deploys conversion techniques in 30 core areas: angle, area, number base, coordinaes, data, data transfer, electricity, energy, engineering, fluid, force, fraction, frequency, fuel economy, heat, length, light, magnetism, prefix, pressure, power, radiology, sound, speed, temperature, time, typography, volume, volume-lumber, weight and mass unit conversions.
Other important fields that enjoy the versatility of Nickzom Calculator+ include: Chemistry, Geology, Economics, Finance and Accounting.

Indeed, it is a full-package! One that will always be relevant and of utmost importance to students (and even professionals). It is certain that occasions arise when people get stuck in solving problems filled with calculations. There’s no gain saying that with the availability of Nickzom Calculator+ in your smartphone or on your personal computer (PC), the time and energy consumed in the process is greatly reduced. Not only that, you are at no loss on how the results are arrived at because the steps are displayed with vivid explanations.

Premised on its usefulness and value-driven innovation, Nickzom Calculator+ is enjoying increasing recommendation and public acclaim. Since its launch, it has been featured on several platforms, some of which include: Channels TV Tech Trends program, and Linda Ikeji’s blog. This further buttresses its credibility and reliability as a new and ingenious innovation. Much of the public acclaims are in form of reviews on the Google Play Store where the mobile app version of the software can be downloaded. These reviews are a genuine representation of persons who have used the Nickzom Calculator+ to perform various calculation tasks.

“The app is a great teacher, I so much like the fact that it shows me all working, I don’t need to start thinking how it came about such answer” writes Chukwu Chinomnso. Another user, Pradeep Jayani, writes, “Excellent work done and best app I’ve ever seen on Google app…” Collins Nnadozie’s review says, “The Application is top notch. I’m very impressed by the quality. It delivers what it promises.”

Considering the variety of functionalities offered by Nickzom Calculator+, it is worthy to note that it is very much affordable. The web version of the app is valued at N1500. After the initial purchase, users can renew their subscription annually at the same N1500 fee. To obtain a free version of the software, users are advised to check the demo version called Nickzom Calculator which is also obtainable on Google Play Store for android users. For iOS users, Nickzom Calculator+ can be downloaded on iTunes. Users can search for the app on the respective app stores or follow the links below:

Android users:
• Google Play Store:
• Google Play Store:
iPhone users (iOS):
• iTunes:

The web version can be accessed online on any browser via this link:

So, the question is: Why not join the fast-paced life, without sacrificing accuracy? If you are a parent, and you’ve observed how your child or ward struggles with calculations and perhaps you lack the time to assist them, then Nickzom Calculator+ is your best bet. Here’s why: it is built not only to solve the calculations, but to also teach how the solution was arrived at. How many calculators known to you can do that? Purchasing this calculator is an investment into making your child or ward calculation savvy. If you’re a student in secondary school, undergraduate or a professional in the science and engineering clime, then you must understand how important speed and precision are in performing tasks related to your discipline. This is where, Nickzom Calculator+ comes in handy. Of a truth, calculations usually follow laws, principles and formulas, when you are exposed to the principle used in solving one problem, you can always apply that principle in solving related tasks. This is the creativity that underscores Nickzom Calculator+.